Inquiry Removal Letter 3

Requesting the Removal of Hard Inquiries (Sent Directly to Creditor)

This letter is designed to challenge hard inquiries that appear on your credit report, which you believe were made without your authorization. Under the Fair Credit Reporting Act (FCRA), only authorized inquiries are allowed to show up on your credit report.

By sending this letter directly to the creditor who made the inquiry, you’re asking them to prove they had your permission to pull your credit file. If they cannot provide proof of authorization, the inquiry should be removed.

After your purchase, you will receive this letter along with detailed instructions on how to use it.